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央行的“闸刀”终于挥向了第三方支付中最大的两个巨头——支付宝钱包和财付通（微信支付）。5月10日，央行上海总部公布了对支付宝的处罚决定，因违反相关支付规定，被处罚3万元。同日，央行深圳支行也对第二大移动支付巨头财付通处罚同等金额。市场普遍认为，这是央行发出的一个信号，都“乖乖的，谁都不能凌驾于处罚之外”。
央行上海总部发布了央行上海分行第134期行政处罚信息公示表。处罚信息显示，支付宝（中国）网络科技有限公司因违反支付业务规定被央行上海分行要求限期改正，处以罚款3万元。同一日，央行深圳支行也公布了对财付通的处罚信息，处罚信息显示，财付通支付科技有限公司因未严格落实《非银行支付机构网络支付业务管理办法》相关规定，被罚款3万元。有专家认为，央行此次处罚传递的信号是，“支付机构的巨头，要带头落实好相关规定，为其他第三方支付机构做好表率。在加强金融监管、防范金融风险的大背景下，央行由此传递出进一步整顿和规范第三方支付市场的信心和决心。”
当我们真正进入“无现金社会”，会是怎样一番景象？5月11日上午，作为互联网金融的探索者，蚂蚁金服集团支付宝事业群副总裁邹亮在参加由成都市人民政府主办、成都市金融工作局承办的“2017西部金融论坛”时，分享了他对进入“无现金社会”的思考。
邹亮表示，“无现金”其实已经不是新鲜的话题，放眼全球，在美国，现在80%的消费都是通过银行卡来进行。而在过去几年中，支付宝已经搭建起了一个平台，让大众开始习惯“无现金”。
在接受《每日经济新闻》记者采访时，邹亮坦言，这两年无论是消费者还是商家对无现金社会的认可度和接受度都显著提高，无现金社会发展加速趋势明显。
他提到，今年4月，蚂蚁金服和联合国环境署在杭州发起建立无现金联盟，“未来5年，蚂蚁金服会持续投入60亿元帮助联盟成员推进无现金发展进程，这是国内推动无现金社会发展最大的一次举措，希望推动全国无现金社会加速发展。”
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