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Stripe Fees 2022: A Complete Pricing Guide

As a business owner, you're always looking for ways to cut costs and increase profits. One way to do this is by reducing your payment processing fees. And one of the best ways to reduce your payment processing fees is by using Stripe.
Stripe is a popular payment processor that offers businesses low transaction fees, easy setup, and a simple payment processing experience.
In this article, we'll take a look at Stripe fees for 2022 and how they compare to other popular payment processors.
Transaction Fees:
Stripe charges a flat fee of 2.9% + $0.30 per transaction. This is one of the lowest transaction fees in the industry.
Stripe Transaction Fees – Quick Overview

  • 2.9% + $0.30 per transaction
  • $0 minimum charge
  • No monthly fees
  • No setup fees
  • No hidden fees

Stripe's transaction fees are on par with other popular payment processors like PayPal and Square. However, Stripe does not charge a monthly fee, unlike PayPal and Square. This makes Stripe a more cost-effective option for businesses that process a high volume of transactions.
Stripe also does not charge any hidden fees. All of their fees are disclosed upfront, so you know exactly what you're paying.
Stripe’s Processing Fees Explained
As we mentioned above, Stripe charges a flat fee of 2.9% + $0.30 per transaction. This fee is for processing the transaction and does not include any additional fees that may be charged by your bank or credit card issuer.
For example, if you process a $100 transaction with Stripe, you will be charged a $2.90 processing fee + $0.30 (Stripe’s flat fee). So the total cost of processing the transaction would be $3.20.
How Are Stripe’s Fees Calculated?
For  each transaction, Stripe charges a flat fee of 2.9% + $0.30. So if you processed a $100 transaction, your total fee would be $3.20 ($2.90 + $0.30).
The following table shows how Stripe’s fees are calculated for different transaction amounts:

Amount

Stripe Fee

$0 – $100

$2.90 + $0.30 = $3.20

$100 – $200

$5.80 + $0.30 = $6.10

$200 – $300

$8.70 + $0.30 = $9.00

$300 – $400

$11.60 + $0.30 = $11.90

$400 – $500

$14.50 + $0.30 = $14.80

As you can see, Stripe’s fees are very straightforward and easy to understand. There are no hidden fees or surprises.
Stripe’s Fees vs Other Payment Processors
Now let’s compare Stripe’s fees to those of other popular payment processors.
PayPal
PayPal charges a flat fee of 2.9% + $0.30 per transaction. They also charge a monthly fee of $30 and a $10 charge for every additional account you add.
Square
Square charges a flat fee of 2.9% + $0.30 per transaction. They also charge a monthly fee of $50 and a $10 charge for every additional account you add.
Authorize.Net
Authorize.Net charges a flat fee of 2.9% + $0.30 per transaction. They also charge a monthly fee of $25 and a $10 charge for every additional account you add.
As you can see, Stripe’s fees are very competitive with other popular payment processors. However, there are a few things to keep in mind when comparing Stripe’s fees to those of other processors.