Bond investing has never been easier or more accessible. There is no need to deal with the time-consuming, paper-intensive procedure of contacting brokers. Thanks to technology, investing may now be done easily and without paper.
Discovering and investing in bonds from the comfort of your home is made possible by online bond platforms (OBPP), such as TheFixedIncome, a debt broker regulated with SEBI. However, merely purchasing bonds is insufficient. For an investing trip to be successful, an investor must manage his portfolio.
However, it can be difficult to manage a varied bond investing portfolio without the proper resources. At
<a href="https://www.thefixedincome.com/">TheFixedIncome</a>
, we recognize the value of effectively and methodically managing your investments. The “My Portfolio” section was created to make investing easier by giving investors a thorough overview of their holdings and a clear picture of their financial situation. This blog explains this feature and its advantages.
1. Graphical Summary
In the My Portfolio section, you may view the different types of products, which are essentially the sum of all investments, in a chart format. This overview allows you to quickly assess the split between corporate bonds, government securities, sovereign gold bonds, and other products, helping you understand the level of asset distribution and diversification you have. Such an illustration allows for easier comprehension of how your assets are organized.
Moreover, you can analyze your investments categorized by “issuer types,” which tell us where your investments come from, such as corporations, government-backed entities, and other issuers. This feature supports you in understanding the risk and quality of your portfolio with ease.
Lastly, the “maturity timeline” gives a graphical representation of the time and maturity dates of your investments, enabling you to plan and coordinate your future cash flows. This assists in monitoring when your bonds or securities mature, facilitating successful reinvestment planning and cash flow management. Generally, the graphical summary gives an instant yet comprehensive overview of your investment picture, facilitating wiser decision-making at a glance.
2. Detailed Listings
In the Detailed Listing, you can have a detailed look at your overall portfolio; it provides a detailed segregation of the kind of products you have invested in, whether corporate bonds, Government Securities, or Sovereign Gold Bonds. This feature provides a clear picture of how diversified your investments are. Moreover, this section gives filtering choices, and it enables sorting out portfolios by issuer type, credit rating, and maturity horizon. It is easy and fast to view the most important information, evaluate your portfolio’s risk profile, and make the right decisions regarding managing or rebalancing your investments to match your financial objectives.
3. Cashflow Timeline
Under this feature, you can see your interest payment for the year from your investments and monitor the cash inflows to your bond investment. You will have a distinct and well-presented view of your future interest payments, history of payments received, and amount due. After having a comprehensive timeline, you can handle your cash flow more effectively and budget your finances with perfect accuracy so that all your payments follow your financial objectives. Hence, this tool assists in making the tracking process simpler so that you never overlook a crucial payment.
4. Mature Bond Detail Listing
In Mature Bond Detail Listing, you will be provided with a breakdown of all your matured bond investments. You can easily obtain information like your initial investment amount, maturity date, and the total returns you’ve gained. Having all matured bonds in one location allows you to evaluate your past performance, plan for reinvestment, and prevent lost opportunities. Having all matured bonds in one location makes it simple to review previous performance, plan for reinvestment, and not miss opportunities. It makes it easy for you to remain organized and in command of your investments, allowing a seamless change when bonds mature and are redeemed.
It should be noted that in the My Portfolio area, there is an option called Add Offline Portfolio where you can enter other investments you have done apart from TheFixedIncome so that you can maintain a record of all your investments. After adding the investments in the Offline Portfolio, the respective cash flow is automatically created. This feature is invaluable because it allows you to consolidate all of your investments in one location, both those that you’ve made within The Fixed Income and outside. It assists in monitoring the performance of your entire portfolio at a glance, providing greater insight and more informed decision-making. So you do not have to deal with various accounts or platforms, and it affords a complete picture of your financial well-being.
Conclusion
The “My Portfolio” section at TheFixedIncome offers a variety of features that will make your bond investments easy, clear, and effortless. Therefore, through graphical insights, line-by-line breakdowns, or simply having the capacity to group all your assets under one roof- including those that are not part of TheFixedIncome- you can take well-informed decisions and gain maximum returns.
Disclaimer: Debt securities/municipal debt securities/securitized debt instruments involve the risk of delay and/or default in payment. Carefully read all documents related to the offer.