"Link: https://www.cheggindia.com/earn-online/how-to-create-upi-id/
With Rapid Digital Transformation, sending money from one bank account to another is no longer a difficult task. And UPI has played a huge role in bringing about this change. Creating a UPI ID or sending money through UPI is fairly simple. It requires only a UPI ID/mobile number/QR, which is unique to every user. Therefore, you don’t need to provide details like the IFSC code and bank account number while making transactions
Unified Payments Interface (UPI) is a mobile payment method payment that you can use to transfer money from one bank account to another. The system brings multiple bank accounts under a single mobile application"