maitrinadar's blog

Any individual who wishes to purchase a two wheeler can opt for a bike loan. Purchasing a two wheeler involves a lot of finances and dipping in to the savings account will put a huge dent in the account and which the individual was holding for a rainy day. Through a bike loan, the customer can buy a bike with affordable repayment options. Through the financial assistance offered by a bike loan, a customer can easily purchase a bike without worrying about the finances. A customer can opt for a bike loan for a new or a secondhand bike.

Since time immemorial, success has often been linked with good quality education. This is the reason that parents imbibe in their children, the need to study hard and earn a good degree. A sound education can help you lead a financially secure life and build a successful career. But with the ever-rising cost of education, many people find that quality education has become unaffordable. The cost of fees these days ranges in the tunes of several lakhs. With the high costs of tuition and fees, most people have to take out an education loan.

In 2015, the honourable Prime Minister of India, Shri Narendra Modi announced a scheme aimed at providing affordable homes to all by the end of the year 2022, especially benefiting the middle and lower income groups and people from the weaker sections of the society. Since, its launch, this scheme has grabbed a lot of attention nationwide. This scheme was named the Pradhan Mantri Awas Yojana housing for all scheme. However, there are a lot of people who are unaware of this scheme. Even those who know about it are not aware of its nitty-gritties.

A personal loan can be taken for innumerable reasons. You may need one to attend to financial emergencies or for recreational purposes. The beauty of this loan lies in the fact that you can get one without providing any security or collateral with easy, minimal documentation. You can use the loan amount at your discretion without the lending institution putting any restrictions or limitations on how you choose to spend the money.

The working middle class depends on public transportation for the basic day to day travel. Dependency on public transportation for basic commutation adds an extra factor of stress to an individuals already stressful life. Even if the individuals travel using cabs, it becomes an additional expense added to their life. The purchase of a car is quite expensive for some, thus the best option for getting a vehicle is to buy a two wheeler. A two wheeler is one of the most efficient solutions for travelling through traffic without any hassles.

Almost everyone has dreamt of owning a car of their own since childhood. But with the steep prices of a car and the expenditures involved with it, individuals are never able to fulfill these dreams. Owning a car was a luxury that only some could afford and purchasing a car through a savings account will put a huge dent on the account which the individual may have kept for a rainy day. With the introduction of car loans, individuals can make their dreams come true. Through the financial assistance offered by a car loan, individuals can easily purchase a new car or a secondhand car.

Everyone who wishes to purchase a new house, renovate or repair their residential property, seek a home loan. However, the recent increase in the home loan interest rates is proving to be a burden on the borrowers. If interest rates increase, there will be an increase in the equated monthly instalments (EMIs) as well.

Those who find the home loan interest rate towards the higher side can opt for the home loan transfer option. That makes your EMIs affordable as well.

What is a home loan balance transfer?

Personal loans are offered by various kinds of lenders, whether they are nationalized or private banks or non-banking finance companies. Most of these lenders offer personal loans to individuals and businesses without asking for collateral to secure the loan. Loans are also offered for tenures that last anywhere between 1-5 years. You can avail these loans for several different reasons such as funding a wedding, going on a vacation, buying a consumer durable or even renovating your house. The process of applying for a personal loan online is also very straight-forward and simple.

Since its launch in June 2015, the Pradhan Mantri Awas Yojana Scheme has garnered a lot of attention. Introduced by Prime Minister Narendra Modi, the scheme was launched by the NDA government with the aim of providing affordable housing to the people belonging to economically weaker sections of society, in the urban areas of the country. This initiative by the Indian Government is a first-of-its-kind initiative, introduced with the mission of providing a home to every individual in the country by the year 2022.

We currently live in a world where the cost of education is sky-rocketing every year; making it difficult for one to pursue a higher degree. Most parents and students are not left with any option other than taking out an education loan. An education loan can prove to be a boon for students aspiring to get a higher education. It pays for a number of things that range from tuition, fees, books, equipment, lodging and boarding and even travel.