What is Pci Compliance 12 Requirements? A Detailed Guide!

PCI Compliance 12 Requirements is a set of criteria created to protect clients’ cardholder data. The payment card industry (PCI) Data Security Standard (DSS) is designed to help organizations that process, store or transmit credit card information maintain a secure environment and reduce the risk of fraud. These requirements are intended to provide protection for consumers’ cardholder data and to help organizations that process, store or transmit credit card information improve their security practices.
 
The 12 Requirements of PCI Compliance are:

1. Maintain a secure network using firewalls and encryption technology.
2. Protect cardholder data at all times with strong access control measures.
3. Maintain a vulnerability management program to identify, limit and prevent malicious activity.
4. Implement strong data security measures using encryption technology to protect cardholder information.
5. Monitor all system activities and log events with the help of an intrusion detection system.
6. Establish regular internal reviews and assessments to ensure compliance with PCI DSS.
7. Develop and maintain secure applications that adhere to all applicable PCI compliance 12 requirements.
8. Assign unique IDs to all personnel with access to cardholder data.
9. Restrict physical access to cardholder data and the testing of any new software or hardware changes in a secured environment.
10. Protect all information that is stored by regularly running virus scans, monitoring and testing systems.
11. Implement an incident response plan to handle any data breaches or other security incidents.
12. Establish policies and procedures to ensure compliance with the PCI DSS on an ongoing basis.

 
Following these requirements is not only beneficial for customers but also for organizations processing credit card data. It helps to reduce the risk of fraud and can also help to prevent costly penalties from their payment card processor. Organizations that are compliant with PCI requirements are more likely to be trusted by customers and can benefit from improved customer trust and loyalty.