"Link: https://www.cheggindia.com/full-forms/rtgs/
The RTGS full form is “Real-Time Gross Settlement.” It is a fund transfer system used for large-value and time-critical transactions. Each transaction is processed, and funds are settled. There is no delay or netting-off against other transactions. This article goes in-depth about what RTGS is and the RTGS process.
RTGS eases instant and secure electronic transfer of large transfers. It is used for high-value transfers that need immediate settlement. These include large business payments and high-value shares."