Money Tendency: Nerds vs. Free Spirits

The main money tendency that we will find is the one between the spenders and the savers. Some people will put as much money back into savings as they can and then work hard not to touch it. Others will want to spend their money as fast as they make it. Most people fall somewhere along the spectrum of these too, spending too much in some areas and saving too much in others. But that is just one of the different money tendencies that you may find. Another one to look out for is the difference between the nerds and the free spirits.
 
The Nerds
 
These individuals are going to be the individuals who have their finances in good working order and have prepared their tax return way before the April 15 deadline each year. They love to have a budget, spreadsheets, and amortization sheets because it allows them to feel like they are in control over their money. They are laser-focused on what they should do to help win with money and they are on top of all their financial decisions and details.
 
There are some challenges that come with these individuals. If you live and die by the rules and the budget all the time, it can get exhausting sometimes. It is good to be in control of your money, but you can think about
 
Free Spirits
 
Then it is possible to be a free spirit. This is going to be a person who doesn’t keep on top of their money that much. They will maybe do a small budget each month and check their accounts on occasion, but they just want to enjoy life and not stress out about money and how much they have. The word “Budget” is enough to make them feel bad and break out in hives. The biggest challenge that comes for this group is that they are not good at being intentional about their money and will miss out on big goals.
 
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