Cost of Living in Singapore for Indian Students: A Complete Breakdown

Planning finances is an important part of preparing to Study in Singapore for Indian Students
. While Singapore is known for its quality of life and advanced infrastructure, living expenses can vary depending on lifestyle, accommodation, and personal spending habits. This blog provides a detailed breakdown of the cost of living for Indian students in Singapore.

Accommodation is one of the biggest expenses for international students. On-campus dormitories cost between SGD 250 to 700 monthly, depending on room type and facilities. These are the most affordable and convenient options. Off-campus shared apartments cost between SGD 600 and 1,200 per month, depending on the location. Private rentals in central areas can go up to SGD 1,500 or more. Students can save significantly by choosing shared rooms, staying farther from the city center, or opting for university-managed housing.

Food expenses in Singapore depend heavily on eating habits. Local hawker centers offer meals costing SGD 3–6, making them affordable options for students. Cooking at home brings down monthly food expenses to SGD 200–300. Eating out frequently or choosing international restaurants can increase monthly expenses to SGD 500–600. Indian food is widely available, but Indian restaurants are more expensive than local eateries.

Transport is another essential expense. Singapore has an efficient transportation system with buses and MRT trains connecting all parts of the city. A monthly public transport pass costs around SGD 100–150. Walking or cycling also helps reduce daily travel expenses.

Utilities such as electricity, water, and internet cost around SGD 80–120 monthly when shared among roommates. Mobile plans cost around SGD 20–30 per month with data packages suitable for student needs.

Books and academic supplies vary depending on the program. Engineering and medical students may have higher expenses on materials. On average, SGD 30–80 per month is sufficient for basic supplies.

Healthcare in Singapore is efficient but expensive. Students must purchase health insurance, usually costing SGD 200–500 annually. This covers basic medical needs, emergencies, and consultations.

Entertainment and personal expenses vary widely. Students who prefer minimal spending can manage within SGD 50–100 per month, while those who travel, shop, or socialize frequently may spend more.