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How to Protect Your Credit During a Move

It is important to take good care of your credit when it is time to move. You want to make sure that you don’t make some bad mistakes that will ruin your credit and make it hard for you to get the finances you need down the road. When you are in the process of moving, there are a few steps you can take to help make sure that you don’t ruin your credit and can take care of all your finances all along the way.
To start, you need to make sure that all of your accounts are up to date and current with your new billing addressing. This will prevent some issues in unexpected billing discrepancies. Many times your recurring mail, like credit card statements and monthly magazines will go unnoticed when you move. If you end up missing payments because of this or they are more than 30 days late, it can be reported to your creditors and will cause your score to go down. Set up mail forwarding with the USPS so that everything is sent back to you as soon as you move.
To make it even easier, consider online bill pay if you don’t have this in place already. Then you won’t have to worry about things getting lost in the mail. Monitoring and paying your bills online can provide you with simple records on what you have paid and when. This is even more important for credit cards when you want to get them paid on time. Keep in mind that even some utility providers can report your payment history if you are late on something, so be careful about that.
Think about how you will use your credit during the move and plan out how you will pay everything so you don’t miss out on some of the payments that you need. One missed payment can ding your credit score and makes it harder to keep up down the road. But good planning can make all the difference and ensures that you can protect your credit during a move.
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