On-the-job injuries often leave workers in a state of absolute despair. If you were hurt at work in Richmond, you need to know your rights, especially when it comes to filing a workers’ compensation claim. For the unversed, the workers’ compensation system is not based on all fault. All employers in Virginia (with three or more employees) are required to pay for the insurance, and the insurance company pays the workers’ compensation benefits to injured workers. In return, hurt workers cannot sue their employers for negligence. The system is complex, and because insurance companies are in the picture, recovering the benefits can be tricky. That’s where a competent Richmond workers compensation lawyer can help. Here are some details to know before you file the claim.
You have the duty to report the injury
To claim workers’ compensation benefits, you must notify your employer of your injury. According to the laws, you have 30 days to do so, but it is always better to inform your supervisor in writing as soon as possible. If you fail to do that, your claim could be at stake.
You should see a doctor immediately
You have the right to seek prompt medical treatment following a work injury. Ensure that you retain the records and bills, and if your physician has given restrictions related to work, let your employer know. Also, it is a good idea to keep up with the follow-up care as suggested by the physician. Failing to see a doctor can impact your ability to get workers’ compensation benefits.
You cannot sue your employer, but there are exceptions
As mentioned earlier, you cannot sue your employer for a work injury for aspects like negligence. However, if you want to file a claim for benefits and your employer doesn’t cooperate, you have the option to seek legal help. At times, employers discriminate and retaliate against employees filing workers’ compensation claims, and if that’s your concern, your lawyer can help take further steps.
You can get multiple benefits
Usually, workers’ compensation pays for lost wages and costs related to medical care. You can get compensated for all treatments and procedures that are reasonably necessary and related to your work injury. You are also entitled to time loss compensation for the time you are away from work because of the accident. If your injuries are severe and can prevent you from working further in the near future, you may also qualify for permanent partial disability benefits.
Meet an attorney to know more.