Availing a business loan has been made a lot easy in Alwar with the help of companies like Bajaj Finserv. The location of Alwar falls in the National Capital Region of India. The industrial sector in this city of Rajasthan is undergoing a quick change and growth with major developments in at least 15 industrial sectors.
Getting business loans in Alwar has been made easier through the presence of several companies that offer flexible long-term loans without the hassle of arranging a guarantor or collateral for security. Bajaj Finserv offers Business Loans up to Rs. 30 lakh to help you meet various business investments and expenses. With the fulfillment of a minimal and easy eligibility criteria and pre-approved offers, availing instant loans has become an easy job.
For availing any business loan, the customer needs to be between the ages of 22-55 years and have a business vintage of at last 3 years. The yearly turnover of the business year prior to application of the loan should have an audit completed by a chartered accountant. The business IT returns of the past one year should be fulfilled as a criterion for eligibility. You can apply for business loans online or offline through SMS services via mobile phones.
Bajaj Finserv provides customized loans for small businesses up to Rs. 30 lakhs at interest rates starting from 18% onwards. These are beneficial solutions to needs for short-term, intermediate-term or long-term loans for these small-scale businesses. Prepayment charges are non-existent that makes withdrawal of amounts as per needs and repayment of amounts as per the business cash flow easy.
The unsecured business loans take up to 24 hours for approval and require only 2 documents to be submitted. The application for loan is fast, secure and hassle-free for urgent needs of growing businesses. The loans do not require the putting of personal or business assets at stake there is no need for collateral. For instant loans applied online, there are pre-approved offers. There are interest rate reductions and high top-ups available on the business loans. The business loan statements have the benefit of being accessed anytime and from anywhere via the online mode.
Working Capital loans provide the maintenance of a healthy cash flow without any security needs. For the requirements of tools, machinery or equipment, there are Machinery loans to meet bulk orders in a smooth pattern. There is the provision for loans designed in a manner to suit the specific needs of women entrepreneurs. Loans applied via online mode or SMS messages through mobile phones the representatives of Bajaj Finserv get in touch in a quick span of time with the pre-approved offers for the customers.
The business loan eligibility requirements can be fulfilled easily and information regarding this can be accessed through the easily accessible Bajaj Finserv website. The requirement for documentation is minimal. Relevant financial documents are needed and the concerned customer gets the information as and when required in the process of application.
The loans can be availed of by traders, manufacturers, retailers, wholesalers, proprietors, service providers in the non-professional self-employed sector can benefit by these instant business loans also. The major documents required include passport size photographs, KYC documents, and certificates of business existence, relevant financial documents and bank account statements of the specified time period. There are provisions of personal loans for self-employment that serves as an important feature for customers not very adept at business formalities. The provision of the unsecured business loan is a big attraction.
NBFCs like Bajaj Finserv are known for offering MSME and SME loans for the purpose of business growth and expansion. With loan values as high as up to Rs. 30 lakh and low interest rate of business loans, this solution offered is a perfect financial model for medium and small businesses. The loan can be availed of in just 24 hours with submission of only 2 documents.